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To see a list of locations use the search bar to find by zip code. Then select the location that you would like to apply with by clicking on it. If you enable location services on your device we can provide you with a list of locations nearby.

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Over 360 locations in the U.S. and Puerto Rico

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Help Finding Stores Near You

This site is here to help you find retail businesses that accept financing from American First Finance.

You can find retail businesses two ways:

If you are on a device that has location services enabled we can show you all of the businesses near you.

If you don't have location services available or would like to find businesses outside of your current area, you can use oursearch bar to search on any of the following:

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* New and Returning customers may be approved for $300 - $5,000.

Approval is possible without a credit score but credit may be checked.

Application Terms:
Your application, including the amount, cost, and approval, is subject to review and is not guaranteed. Applications are reviewed based on data you provide and one or more of the following: identity verification, bank verification, information from a third-party, a credit reporting agency, and/or prior experience with American First Finance (AFF). Terms and conditions subject to change without prior disclosure or notice.

Let's Talk Options:
There are a variety of options for your payment needs.  Payment options, rates, and terms may vary by location. The number of payments required is dependent on the Agreement and payment frequency.

Bank Loans: A consumer installment loan is originated by FinWise Bank, a Utah-chartered bank, Member FDIC and serviced by AFF. The loan may be funded by the bank to the merchant for you to purchase item(s) and/or service(s). In some cases, the loan is funded directly to your checking account for personal, family or household use.

Leases: A lease is not a loan or credit transaction. It has several names: lease, lease-to-own, rent-to-own, or rental-purchase. With a lease, you select the item(s) and a payment solution company, such as AFF. AFF purchases the item(s) from a Merchant. You take the item(s) home. AFF retains ownership until you pay for the item(s) plus rental fees. Other fees may be included, such as late, non-sufficient funds, delivery, and optional Liability Damage Waiver fees. As a result, the total amount you pay for leasing an item is more than the retail cost. You can cancel your lease at any time without penalty by contacting AFF.

Retail Installment Agreement: A retail installment agreement is not a loan. You may enter into a Retail Installment Agreement with a merchant to purchase item(s) and/or service(s). AFF may purchase the Agreement from the Merchant. You may choose to take an in-stock item today, schedule delivery, or complete a service and pay over time. A down payment may be required.

To report a problem or complaint with this lender, you may write info@americanfirstfinance.com or call customer service at (855) 721-1188.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institution Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504
To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website.
New Mexico Consumer Informational Brochure | New Mexico License

Attention New York City Customers: Click for important information about language access services

All retail installment contracts and lease-to-own agreements are arranged or made by American First Finance, a licensee in certain states. All installment loans are originated by FinWise Bank, a Utah-chartered bank, Member FDIC, and serviced by American First Finance. Because American First Finance services FinWise Bank installment loans, please contact American First Finance regarding any questions about your FinWise Bank installment loan. Click here to contact us.

American First Finance Inc. - NMLS ID 1757007

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